How would your daily life change if you had $100 million?

In 4-Hour Workweek Tim Ferriss asks, “What would you do, day to day, if you had $100 million in the bank?”. I never have an answer to this type of question. I have no idea what I’d do. I wish I could claim a passion for art or even travel, but I really have no clue. This type of question is supposed to direct me towards goals, but I can never come up with a satisfactory answer that differs much from what I do now.

I like to read, but I do that now. I like to exercise, but time and money aren’t restricting that. Money isn’t really a travel restriction and right now I like being stable. So I don’t know. It sucks not knowing. I can’t imagine a big bank account would change my life much. There aren’t really any “things” that I want and can’t afford, and major trips I can save up for pretty easily. I’m not a wealthy person, I just have limited desires and my income covers it (mostly because of my choices like not having children and not owning a car).

So what the hell would I do if I didn’t have to work for a living? I’d probably just keep working the way I am now. I’d put in 30ish hours of work because it is flexible, I like my co-workers and the job is a good mixture of challenging and steady. I’d keep reading, working out, and trying new things. I’d go to festivals (like I do now) and spend too much time on Facebook (like I do now).

Basically, the status quo is good and that scares the hell out of me. The only thing I can think of to do with a full bank account is donate the money to charity or start a charity here in Wilmington that is focused on harm prevention (free birth control and condoms, clean needles, housing and support for the homeless, etc). Maybe that should be my goal, get rich to take care of others.

In one of Isaac Morehouse’s recent podcast, he discussed what areas of our economy that are ripe for innovation. Basically, if the government is involved then it is probably run inefficiently and needs to be improved. The state is heavily involved with taking care of the needy (partially because churches have decided to spend their resources elsewhere and have mostly abandoned Christ), so maybe it is time for the market to try and provide that. I’m sure most of what I’d like to do is illegal, but I guess if I was rich that is what I’d do. I’d help those in need and maybe set up a basic income guarantee for those in my community. The state won’t take care of us, and when they try they will fuck it up.